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Astrology is an age-old science that has guided millions toward clarity and success in life. Pandit Ajay Gautam, a highly respected astrologer in India, is known for his deep expertise in Kundli astrology (Jyotish Shastra) and Vedic predictions. With over 15 years of experience, he has helped countl

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The Assam Public Service Commission (APSC) exam is one of the most prestigious exams for candidates aspiring to serve in Assam’s administrative services. To excel, aspirants need a clear understanding of the exam pattern, a structured study plan, and consistent practice. At SMART IAS Fo

Debt recovery is a crucial process for financial institutions, businesses, and individuals alike, especially in cases involving non-performing assets (NPAs) and unpaid loans. Whether you are a bank looking to recover outstanding loans or an individual trying to resolve a debt dispute, having an expe